Financial Planning

Information to Help You Set and Reach Your Financial Goals

Consumer debt in America is near record levels. Recent studies have shown that the average family spends more money annually than it earns. How is this done? By borrowing, of course. Whether with loans or credit cards, the buy-now-pay-later mentality is rampant in our society. And with far too many people reaching retirement with less than one thousand dollars in the bank, it’s quite obvious that planning for the financial future is a subject that has generally been woefully neglected.

With more and more people nearing the age of traditional retirement, the need for a proper financial management plan is becoming more acute. Not only is it more pressing for the aging individuals, but for their families and society as a whole, as well. Without a comprehensive plan to maintain self-sufficiency in the latter years of life, the burden of financial care inevitably falls upon family or government, or both.

The purpose of this educational section is to help you to realize the importance of evaluating your financial position, both currently and for the future. Where do you want to be financially when you retire? Do you know how you’ll get there? With the skyrocketing cost of higher education, how can you ensure your kids’ college education? The articles and resources contained in this section will give you valuable information on many facets of prudent financial planning. Don’t neglect to put them to use. They will help to guide you as you look to set your short- and long-term financial goals, and formulate realistic plans that will allow you to meet those goals in comfort.